Terms of Service 

Last updated: 10/10/23

Welcome to Money Talk RM LLC ("Money Talk," "we," "us," or "our"). We provide investment and money-making strategy discussions, online courses, real-time investment publication services, and online communities for our customers. By accessing or using our website (www.moneytalkrashad.com) and any of our services, you agree to be bound by these Terms of Service. Please read them carefully before using our services.

1. General

a. Eligibility: You must be at least 18 years old to use our services. By accessing or using our services, you represent and warrant that you are of legal age and have the authority to enter into these Terms of Service.

b. Acceptance of Terms: By accessing or using any of our services, you agree to be bound by these Terms of Service, as well as our Privacy Policy and any other applicable guidelines or policies. If you do not agree with any of these terms, you may not use our services.

c. Modifications: Money Talk reserves the right to modify or update these Terms of Service at any time. Any changes will be effective immediately upon posting the updated Terms of Service on our website. It is your responsibility to review these terms periodically for any updates or changes. Continued use of our services after any such changes shall constitute your consent to such changes.

2. Courses

a. "Trade to Freedom" Course: Money Talk offers a course titled "Trade to Freedom." By enrolling in this course, you acknowledge that the content provided is for educational purposes only, and is not investment advice, tax advice, or financial advice. We do not guarantee any specific financial results from the implementation of the strategies taught in the course. The course materials, including videos, presentations, and any other accompanying content, are the intellectual property of Money Talk and are protected by copyright laws. You may not share, distribute, or reproduce any course materials without our explicit written consent.

b. Payment and Refunds: The "Trade to Freedom" course, and any other course offered in the future may require payment of a fee. By purchasing the course, you agree to pay the specified amount. All payments are non-refundable, except as required by applicable consumer protection laws.

c. Future Courses: Money Talk may release additional courses in the future. The terms and conditions will apply to those courses as well.

3. Real-Time Investment Publication Service

a. Disclaimer: Money Talk provides a real-time investment & trading publication service where we publish our investments and trades. We are by no means instructing you to enter into the same investments or trades. You acknowledge that all investments involve risk, and past performance is not indicative of future results. We do not guarantee any specific results or profits from the investments we publish. You are solely responsible for making your investment decisions based on your own research, risk tolerance, and financial situation.

b. Accuracy of Information: While we make every effort to provide accurate and up-to-date information, Money Talk does not warrant the accuracy, completeness, or reliability of the investment information provided through our service. We shall not be liable for any losses or damages arising from reliance on the information published on our platform.

c. Third-Party Content: Our real-time investment publication service may include links or references to third-party websites, content, or services. We do not endorse or control any third-party content, and your interactions with such content are solely at your own risk. Money Talk shall not be liable for any damages or losses arising from third-party content or services.

4. Online Communities

a. Conduct: Money Talk provides online communities where customers can engage in conversations with each other. You agree to abide by the community guidelines, which prohibit any harmful, defamatory, abusive, or inappropriate content. Money Talk reserves the right to moderate or remove any content that violates these guidelines.

b. User Content: By participating in our online communities, you grant Money Talk a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display any user-generated content you post or submit through our platform. You represent and warrant that you have the necessary rights to grant this license and that your content does not infringe on the rights of any third party.

b. Video Conferencing: By participating in any video conferencing or phone conversations, including but not limited to  Q&A sessions, you grant Money Talk a non-exclusive, worldwide, royalty-free, perpetual, and irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display any content. You represent and warrant that you have the necessary rights to grant this license and that your content does not infringe on the rights of any third party.

5. Intellectual Property

a. Ownership: All content and materials provided through our services, including but not limited to text, graphics, logos, trademarks, images, videos, software, and course materials, are the property of Money Talk or its licensors and are protected by intellectual property laws. You may not use, copy, reproduce, modify, distribute, or create derivative works of any content without our explicit permission.

b. Limited License: Money Talk grants you a limited, non-exclusive, revocable, and non-transferable license to access and use our services and content for personal, non-commercial purposes. This license does not grant you the right to use our intellectual property for any commercial purposes without our express written consent.

6. Limitation of Liability

a. Disclaimer of Warranties: Money Talk disclaims all warranties, whether express or implied, regarding the accuracy, reliability, or availability of our services. We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.

b. Limitation of Liability: To the maximum extent permitted by law, Money Talk shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our services, courses, real-time investment publication service, or online communities. This includes, but is not limited to, damages for lost profits, loss of data, business interruption, or any other commercial damages or losses, even if we have been advised of the possibility of such damages.

7. Indemnification

You agree to indemnify and hold Money Talk, its affiliates, officers, directors, employees, agents, and representatives harmless from any claims, losses, liabilities, damages, costs, or expenses, including reasonable attorneys' fees, arising out of or in connection with your use of our services, violation of these Terms of Service, or any violation of applicable laws or regulations.

8. Privacy

Our collection and use of your personal information are governed by our Privacy Policy. By using our services, you consent to our collection and use of your personal information as outlined in the Privacy Policy.

9. Termination

Money Talk reserves the right to suspend or terminate your access to our services, courses, real-time investment publication service, or online communities, at our sole discretion and without prior notice, for any reason, including but not limited to violations of these Terms of Service or applicable laws.

10. Governing Law and Dispute Resolution

a. Governing Law: These Terms of Service shall be governed by and construed in accordance with the laws of [State/Country], without regard to its conflicts of law principles.

b. Dispute Resolution: Any dispute arising out of or relating to these Terms of Service shall be resolved through arbitration. The arbitration shall take place in Columbus, Ohio and the arbitrator's decision shall be final and binding.

11. Entire Agreement

These Terms of Service, along with our Privacy Policy and any other applicable guidelines or policies, constitute the entire agreement between you and Money Talk regarding the use of our services and supersede all prior and contemporaneous agreements, representations, and understandings.

By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use our services.

12. Third-Party Services

a. External Websites: Money Talk may provide links to third-party websites, applications, or services. These links are provided for your convenience only, and we do not endorse or control any third-party content. Your interactions with third-party services are solely at your own risk, and you should review their respective terms of service and privacy policies.

13. Compliance with Laws

a. Legal Compliance: You agree to comply with all applicable laws, rules, and regulations in connection with your use of our services. You are solely responsible for ensuring that your use of our services is in compliance with all relevant laws and regulations.

14. Assignment

a. No Assignment: You may not assign, transfer, or sublicense any of your rights or obligations under these Terms of Service without the prior written consent of Money Talk. Any attempted assignment in violation of this provision shall be null and void.

15. Severability

a. Enforceability: If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalidity or unenforceability of any provision shall not affect the validity or enforceability of the other provisions of these Terms of Service.

16. Waiver

a. No Waiver: The failure of Money Talk to enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision, unless acknowledged and agreed to by us in writing.

17. Contact Information

If you have any questions or concerns regarding these Terms of Service or any aspect of our services, please contact us at:

Email: [email protected]

18. Amendments

These Terms of Service are effective as of the date stated at the beginning and will remain in effect until amended or terminated by Money Talk. We reserve the right to amend these Terms of Service at any time by posting the revised terms on our website. Your continued use of our services after the effective date of any amendment constitutes your acceptance of the amended terms.

19. Survival

The provisions of these Terms of Service that, by their nature, are intended to survive termination or expiration, shall survive any termination or expiration of these Terms of Service.

20. Electronic Communications

By using our services, you consent to receiving electronic communications from Money Talk, including but not limited to emails, newsletters, and updates regarding our services.

Thank you for choosing Money Talk RM LLC. We hope you find our services valuable and educational. If you have any questions about these Terms of Service or need further assistance, please do not hesitate to contact us. 

21. Information & Entertainment

By using our services, you agree that all information provided by Money Talk RM LLC is for information and entertainment purposes only. We do not provide financial advice, tax advice, investing advice, or any other advice not mentioned.

22. Stock Market Trades and Investments Disclaimer

The information provided Money Talk RM LLC regarding stock market trades and investments is intended for informational purposes only and should not be considered as financial advice or a recommendation to buy, sell, or hold any securities or investments.

I, Rashad Mosley, am not a licensed financial advisor or broker. I am sharing my personal trades and investments solely for educational and illustrative purposes. Members of moneytalkrashad.com, Trade to Freedom Community, and any other community owned by Money Talk RM LLC are encouraged to conduct their research, seek advice from qualified financial professionals, and make their investment decisions based on their individual financial circumstances and risk tolerance.

I make no representations or warranties about the accuracy, completeness, or reliability of the information shared in the Trade to Freedom community. Stock market investments inherently carry risks, including the risk of loss of capital. By participating in Trade to Freedom community and considering the information provided, you acknowledge and agree that any actions you take based on the information are at your sole discretion and risk.

I am not liable for any losses, damages, or consequences that may arise from your use of the information shared in Trade to Freedom community or the online course titled Trade to Freedom. You agree to indemnify and hold me harmless from any claims, losses, or liabilities related to your investment decisions or actions.

Always perform your due diligence, consider seeking professional advice, and understand that past performance is not indicative of future results in the stock market.

By accessing and participating in Stock & Options club or Trade to Freedom community, you acknowledge that you have read, understood, and agreed to this disclaimer.

Contact Us

If you have any questions, concerns or complaints about the terms of service, please contact us: